Who is SIMAH

In 2002, SIMAH, the Saudi Credit Bureau, was established. Initially formed as a limited liability company by 10 banks then operating in the Kingdom, the bureau was created to act as a data aggregator, providing a comprehensive system of credit information, collected by the banks in order to be exchanged easily between them.



• Increasing lender and investor confidence.
• Enabling credit providers to form a clear image of prospective borrowers by providing them with borrowers’ credit history, improving their ability to determine financial solvency and to assess credit risk.



To provide comprehensive credit information services and added-value products by utilizing best business practices, thereby offering the highest standards of professionalism to stakeholders in the financial sector and beyond.



To become a credit bureau operating at world-class standards in terms of its provided products and services.