The following words and phrases, wherever mentioned in this Law, shall have signed to them, unless the context requires otherwise:
Central Bank : Saudi Central Bank.
Credit information: Information and data on consumers with respect to credit transactions thereof such as: loans, installment purchase, lease, credit sale and credit cards and their commitment to payment.
Member: Any government or private entity which is party to a credit information exchange contract with at least one credit information company.
Consumer: Any natural or corporate person engaging in credit transactions.
Companies: Credit information companies licensed to collect and maintain credit information on consumers and provide the same to members upon request.
Credit record: A report issued by companies containing consumer credit information.
Public records: Credit information records maintained by government entities such as records of funds and banks offering government loans, judicial authorities, government committees, bankruptcy and insolvency records and the like.