Understand industry profile: SIMAH benchmark report provides invaluable perspective & context for members to gain insights into industry financial patterns and other credit parameters. It also helps evaluate the overall risk level by understanding the industry trend and performance.

Frame of reference: Benchmark reports measures the member’s financial & credit performance against the relevant industry norm providing a frame of reference to determine what, where and how much improvements is needed, the potential that exists and how the member can achieve its highest performance levels.

Identify performance levers: helps assess the strength of member’s current market position, identify the performance levers of the industry providing an immediate perspective, whether it is positive, negative or moderate.

House Price Index (HPI): SIMAH’s HPI for KSA provides a national 360 degree analysis of the real estate market that helps in evaluating the real estate loan amount, growth & prices across property types and regions. SIMAH HPI is used as a benchmark reference point by planners, real Estate developers, building material industries, financial institutions and individual property buyers. It is also used by economists and financial analysts to gauge mid to long term property trends in the Saudi Market.

Mortgage Credit Index (MCI): The MCI uses data taken exclusively from SIMATI (consumer credit database) and on a quarterly basis which measures the relative prosperity and strength of the Saudi consumer mortgage market. The report is made up of all consumer credit products in the mortgage and consumer home loan sectors, issued by banks, mortgage providers and other specialized consumer lenders. MCI measures the new mortgage demand, existing mortgage performance, non-performing loans and defaults amongst other parameters.

Vehicle Finance Benchmark Report: Vehicle Finance Benchmark Report provides a comprehensive review on state of the vehicle finance market in Saudi Arabia including vehicle finance market evolution, overview, genesis, market size, & market segmentation. The report also covers the auto credit disbursed, auto loans outstanding, default and the number of vehicles financed. Members can take advantage of the report to predict future industry analysis (by credit disbursed and by auto loan outstanding), future market segmentation, SWOT analysis, growth opportunities, new business models etc.

Banking Benchmark Report: Banking Benchmark reports provide a detailed benchmark for banks including lending, microfinance , mortgages, leasing, insurance, housing finance and trade finance. The benchmark report helps banks develop their banking strategies, upselling and cross selling credit, managing credit risk and formulate proactive multi-channel credit strategies. The report also details the banks credit exposure against the industry.