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What Is A Comprehensive
Credit Report?

A comprehensive credit report provides a unified and broader view of an entity by combining the company credit information gathered from SIMAH and Bayan Credit Bureau credit information system into a single report. It enables credit providers to access a more complete picture of the subject being evaluated, including individual stakeholders, related commercial entities, financial obligations, repayment behavior, and credit facilities.

By bringing together multiple dimensions of credit information, the report helps organizations make more informed decisions, particularly in cases where a more comprehensive understanding of the company’s credit profile is required.


Why Use A Comprehensive
Credit Report?

Enable Providers to make more balanced and confident decisions.

Deeper Visibility  

Deeper Visibility

Gain a broader understanding of both the company and the individuals connected to it through one integrated view.


Stronger Risk Assessment  

Stronger Risk Assessment

Identify potential risks that may not appear when reviewing commercial credit information from separate data sources.


Better Decision-Making  

Better Decision-Making

Support financing, partnership, onboarding, and contracting decisions with more complete and reliable information.


Easy Integration and Secure Use

01

Submit Membership Request

Organizations can apply for membership and gain access to SIMAH’s services through a clear and streamlined onboarding process.


02

Verify Consents and Authorizations

Customer consents and required authorizations are verified in accordance with regulatory requirements and approved controls.


03

Start Using Services and Access Reports

Once integration and activation are completed, organizations can begin using SIMAH’s services and access reports instantly and securely.
04

Make Informed Decisions

Reports can be used to support approval, rejection, or adjustment of terms and limits based on the customer’s risk profile.

Comprehensive Reports

Access to Get The Comprehensive Report

Gain a comprehensive view of business creditworthiness through Comprehensive report. Built on verified, nationwide data, these reports help organizations assess risk exposure, evaluate counterparties, and support confident lending, leasing, and partnership decisions across the Saudi market.

Get the Service

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Saudi Credit Information Company, SIMAH, a Closed Joint Stock Company, Capital 400,000,000 Paid in Full- C.R 1010171047- Membership No.115731- , Toll Free No. 8003010046 , Fax No. 966112188797+ P.O Box 8859 Riyadh 11492- National Address: Riyadh, Al Sahafah, Building No. 3196, Additional No. 6243, Zip Code 13321. Under the Supervision and Regulation of SAMA with a License No. 2 / 37. www.simah.com