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MOLIM

MOLIM​

Empowering individuals with trusted credit insights to support smarter financial decisions and greater financial awareness.​

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SIMAT

SIMAT

Specialized credit solutions that support SMEs and companies in strengthening financial credibility and enabling sustainable growth.

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Business

Business

Advanced data-driven solutions that support credit providers from all sectors in enhancing efficiency, managing risk, and enabling informed decisions.​

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Our Subsidiaries
Tasneef  

TASSNIEF​

TASSNIEF is the first locally established credit rating licensed by the Capital Market Authority. It provides specialized credit rating and assessment services aligned with international standards and best practices, contributing to greater transparency, stronger market confidence, and more informed financial decisions. decisions.

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Qarar  

Qarar

Qarar serves as SIMAH’s analytics and advisory arm, delivering advanced data-driven solutions that empower financial institutions and businesses to make more accurate and informed decisions. Through specialized analytics, risk management, portfolio optimization, and strategic insights, Qarar supports organizations across the entire credit lifecycle.

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Intelligent Solutions Powering
the Future of Credit Decisions

SIMAH empowers credit providers with advanced data and analytics solutions that enhance decision-making efficiency, strengthen risk management, and support sustainable growth with confidence.

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A Journey Driven by Trust and Empowered by Data

SIMAH represents a national journey shaped by data and driven by trust through an integrated credit information ecosystem that supports the evolution of the financial sector and enables more accurate and transparent decisions. Through continuous innovation and advanced solutions, SIMAH contributes to strengthening market efficiency, supporting sustainable growth, and empowering sectors to unlock the value of knowledge for a better future.

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National Initiatives Driving Transformation Through Data

SIMAH continues to develop impactful national initiatives that strengthen integration, trust, and innovation while contributing to a more efficient and sustainable financial ecosystem powered by data and strategic collaboration.

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National Data Pooling (NDP)

NDP  

The National Data Pooling (NDP) is one of SIMAH’s leading national initiatives, designed to support the financial sector and enable financing entities to adopt advanced credit risk measurement approaches in line with international standards and best practices.

Legal Entity Identifier -(LEI)

Legal Entity Identifier -(LEI)  

The Legal Entity Identifier (LEI) is a global standardized tool used to identify legal entities participating in financial transactions. It enhances transparency, supports efficient tracking and verification, and contributes to building a more connected and transparent financial environment

Sustainability That Creates Impact, Responsibility That Builds Value

SIMAH is committed to creating sustainable impact across society, the economy, and the environment through meaningful initiatives that promote financial literacy, support sustainable development, and reinforce governance and social responsibility as part of its role in shaping a more sustainable future.

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