​The logo of 9th World Consumer Credit Reporting Conference 2014 (9th WCCRC 2014), an international credit gathering organized by Saudi Credit Bureau ( SIMAH) in cooperation with the Association of Consumer Credit Information Suppliers (ACCIS) and the Consumer Data Industry Association (CDIA) in 2014 in Dubai, was different from all previous logos for the conference. The logo was a Dallah (Arabic coffee pot); a metal pot with a long spout designed specifically for making Arabic coffee. In particular, it is used in the coffee tradition of the Arabian Peninsula.  Dallah is the Arabic name of the coffee pot that was made first in Baghdad, Iraq using brass or another alloy, and then it was made in Damascus, Syria after that by copying the Iraqi Dallah that was used by most of the Arabs. Serving coffee (gahwa) in GCC states is a sign of hospitality and generosity. 

Traditionally, the coffee beans are roasted, cooled and ground in front of the guests using a mortar and pestle. The host would then add cardamom pods to the coffee beans during the grinding process. Once the coffee is brewed, it is poured for guests. Today, gahwa is not prepared in front of the guests; instead it is elegantly served in the Dallah and poured into small cups called Finjan. The idea of the Dallah is quite similar to the core business of SIMAH; information is gathered by SIMAH (serving as the Dallah) who in turn pours such information into credit reports (Finjan) to the members (guests).  

With more than 320 delegates from more than 60 countries along with15 sponsors for the first time in the history of the conference, the two-day summit discussed a number of topics, including the growth of the credit bureau in the GCC region, the US and the EU data reporting standards and the latest trends in fraud and tools being used to prevent fraud and identity theft.

SIMAH made an initiative to the Arab Monetary Fund (AMF) to organize First Arab Credit Information Conference (ACIC 2020). ACIC 2020 is fully owned by Arab Committee on Credit Information (ACCI). Initially, ACIC 2020 will be held in October or November every two years while the first edition will be in Abu Dhabi, UAE. 

Participants in ACIC 2020, projected to range from 400 -500 participants, are the leading representatives of credit bureaus, academia, practitioners at the corporate finance, financial and insurance markets. ACIC 2020 will constitute a vibrant forum for presenting innovative ideas and results of new applicable practices in the areas of credit business, financial markets, banking, corporate finance, insurance and risk management. Much emphasis is put on practical issues within the fields of credit and risks along with all related subjects. Vision of ACIC 2020 is to organize a professional gathering with international standards.

ACIC 2020 aims at bringing together central banks, leading practitioners, well- known credit experts, government representatives and others dedicated to promoting the credit agenda by providing learning opportunities for a range of actors about experiences within and outside of Arab credit markets.  

The objectives of ACIC 2020 are integration of the Arab credit community and practitioners involved in different areas of credit, banking and finance; creating common credit practices in Arab markets; inviting credit experts & finance leaders to present their wide experience; developing a social business platform for presentation of the latest research results in the field of credit and exchanging  ideas and experience of the research and work in credit and financial institutions. ACIC will work also on identifying of new scientific research areas and case studies and practical challenges (for example ethics in credit, credit obstacles etc), tackling most common regional & international credit subjects and opening new channels for advanced cooperation with other similar world conferences.

The ACIC 2020 will be designed for every person who is active in the consumer and SME credit reporting industry. For example, credit information suppliers, executives from the financial and/ or retail sector, other users of credit information and decision tools as well as governmental and legislative representatives of various countries.

• Global & Regional Economic Overview and credit reporting trend in the region.
  
• Role of Central Banks in Credit Bureaus.
  
• Credit Reporting Growth in the MENA Region.
  
• Impact of Credit Reporting Agencies (CRAs) on the economy.
  
• International Regulatory and Legislative Update.
  
• Cybersecurity.
  
• Consumer and SME Lending.
  
• Risk Management Products: Business and Consumer Questions.
  
• New Distribution Channels for Credit Reporting Products.
  
• Fraud and ID Theft.
  
• Big Data & Credit Information.
  
• Consumers' Rights.
  
• Basel II & III.
  
• Impact of Private Bureaus and Comprehensive Reporting on Consumer Credit Market Structure.
  
• Data quality/integrity.  
  

• Bring together experts & leaders from credit information business, financial, academic and social protection sector to deliberate on common issues and promote up-to-date views.
•  Share experiences for the development of credit bureau industry.
• Identify institutional, legal and regulatory impediments for the development of exchanging credit information.
• Make the industry players aware of the new trends.
• Promote research on the credit industry.
  

• 137,168,844 Million reports issued.
  
• 21,168,192​ Million customers.
  
• 27.7+ Million pageviews in 2019.
  

(Saudi Credit Bureau) SIMAH is the leading credit bureau in the MENA region, serving individual consumers, small businesses and large corporations with a full range of credit and financial and risk management products and services.

Established in 2002, and operating since 2004 SIMAH has issued more than 104 million credit reports since 2004 with data quality score of 99.4%. Serving over 17.2 Million customers and having over 63 Million CI's, SIMAH is the largest credit bureau in the MENA region offering industry-leading product and services like SIMAT (Business Solutions), SIMATI (Consumer Solutions) and Value-Added Services (VAS) to cater to business and consumers alike.

SIMAH offers integrated solutions in the domain of analytics and decisioning with its subsidiary QARAR making it the first bureau linked analytics company in the region. MOARIF (The Legal Identifier), SNTR (SIMAH National Trade Repository) and TASNIF (SIMAH Rating) are also managed and operated by SIMAH ensuring vertical and horizonal integration of services.

SIMAH head office is based in Riyadh and can be reached on www.simah.com